I am always so excited when I get money in the mail! So today, when I went to the mailbox, and found this:
I was all, “Oh, I wonder who this is from?” It didn’t take long for me to find out that it was a check from Truecredit for Transunion Bank for my cash back rewards from my credit card. Except that I don’t have a credit card that gives me cash back.
As you can see, I was so annoyed by this that I tore the whole thing up and threw it away. And then, I thought, I need to let the world know about this. So I sat there and put it all back together just so I could show you what these bastards are trying to do! What if your grandmother got this, or your little sister? And what if they just signed the back of that check and cashed it? Well, if they did:
In the small print on the inside of the letter, it tells you that by signing the back of that check and depositing or cashing it, you are authorizing “Great Fun Club” to charge your credit card $159.99 a year for whatever the heck they do. But, if you sign the check, you have given your consent for the charge, so you have no recourse. Be careful! Don’t do it! That measely $8.25 they give you as a cash back reward is part of the scam! How many people will just sign on the line and make that deposit?
And even though they tell you to read carefully before signing, how many people really will do that. Are they counting on people being busy and just trying to hurry up and get things done?