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Brilliant Ways to Live Well on a Fixed Income

Karen · Leave a Comment

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Many people are living on a fixed income. This doesn’t just happen at retirement age. This can happen at any age and during any stage of adulthood. If you’re living on a fixed income then you may know how difficult it can be to live well on an income that never fluctuates. While there are some positives to living on a fixed income, you’ll always know how much money you get. There are some negatives too. With that being said, today I want to focus on some brilliant ways to live well on a fixed income.

 

Brilliant Ways to Live Well on a Fixed Income

No matter how old or how young you are, trying to find ways to live well on a fixed income is difficult. I understand your hard times and have created this list to help you find ways to live better and be happier when you have just this one fixed income to survive on.

Live Below Your Means

The first step to living well on a fixed income is to evaluate your lifestyle. Determine what things you can give up, what things matter most and what type of shelter you truly need. Be realistic about your needs so that you’re able to reduce your housing, food, and other costs associated with your lifestyle. You may have to live in a smaller home, cut out some of those extra things that you desire most, or drive a pre-owned car instead of a new one, but that’s part of your life now while you learn to live on a fixed income.

Apply for Assistance

There are many ways to get help when you’re trying to live well on a fixed income. You may qualify for food stamps, cash help, or other benefits such as a reduction on your electricity bill. There are many programs and non-profit organizations out there that can quite possibly help you live well on a fixed income. While you may not qualify for the assistance that comes immediately to your mind, call around to see what other types of help may be available for you.

Meal Plan

Let’s face it, we all need food and shelter. When it comes to eating on a fixed income, your reality may feel more like pasta and those cheap meals are the only thing you can afford. This isn’t true. You can easily start to afford healthier meal options if you learn how to properly meal plan. This will mean cooking from scratch more often or using a slow cooker to cook your own frozen meals, but you can do it. Review ways to start meal planning and utilize this meal plan to have one huge meal provide enough food for 2-3 days so that you can make the most out of every meal you cook.

When it comes to using these three brilliant ways to live well on a fixed income, you may have to let go of your pride a little bit and learn a new lifestyle, but the payoff is so worth it. When you start to live below your means, find programs that can assist you, and learn how to meal plan you’ll start feeling less stressed and find that your life becomes much happier. When you’re happier, your physical health starts to improve and you’ll be living well in no time.  

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