I used to think that the hardest thing about buying a new car was deciding which one to buy. Now, I think the hardest part about buying a new car is deciding HOW to buy it. With so many special deals, special ways to finance, and incentives, it certainly does take a lot of decisions to get that car and drive out of the dealer’s lot.
When you think about financing a new car purchase, you can decide to use the dealership finance department. The financial specialist at the dealership can help you get a car financed no matter what your credit looks like. They can offer you up to 60 months of payments, or more, so that you can take longer to pay off your car, and reduce the amount of your payments in the process. At Savage L & B Dodge Chrysler Jeep Ram in Robesonia, Pennsylvania, for example, getting pre-approved by their finance department can let you know what price range you will be able to shop for in a car or truck.
You may want to use your bank or credit union for financing your new vehicle. If so, go in and talk to a loan officer at the nearest branch and get pre-qualified for an auto loan. Then, you can go shopping at any dealership to find the right car for you, knowing that you will be able to get the vehicle financed once you find it.
Dealerships can offer you incentives to buy a car from them. Incentives usually are in the form of a cash back offer or rebate, that reduces the price of the vehicle you want to buy. At Savage L & B Dodge Chrysler Jeep Ram, for instance, one of their popular incentive special programs is a Veteran discount of $500. This special offer is for those who’ve risked their lives defending us. If you’re Active, Active Reserved, Retired Military, Retired Military Reserve, or are an honorably discharged veteran within 12 months of discharged date, you’re eligible for up to $500 in Military bonus cash under our Military Incentive program. See their website for details.
If you want a more expensive car than you can get with regular financing, you might consider leasing a new vehicle. In a lease, the payments you make are applied towards the depreciation and use of the vehicle. At the end of the lease term, you can either return your vehicle or purchase it for a pre-determined value set at the start of the lease.
There are many options for making an auto purchase now, so why not talk to your dealership to see what affordable options there are for you.