With the end of 2012 rapidly approaching, it might be wise to start thinking about your New Year’s resolutions. Although lifestyle changes can be made at any point, January 1st is a great time to wipe the slate clean and make some improvements – so what could you do?
Organise your finances
While it has been a tough financial year for many, the UK has finally emerged from a double-dip recession. Not only is this good news for the economy, but it could be the catalyst you need to get your finances in order. One of the first things you could do is to consolidate credit card debt by making a balance transfer and set up a direct debit to help you clear your debts quicker. If you’re in the red, it’s also worth speaking to a financial adviser to see how you can make investments and reduce the amount you spend.
Improve your health
If you promise yourself that you’ll get into shape every year, but never manage to do it – why not join a weight loss club to help you shed those extra pounds? Meetings often take place on a weekly basis and you’ll be given the help and support your need to achieve an ideal body mass index. If you don’t need to lose weight, you can still improve your health by going to the gym or exercising at home on a regular basis. According to the NHS Choices website, regular workouts can improve your fitness and help people with chronic illnesses, so it’s definitely worth digging out those trainers.
Spend more time with friends and family
Do you spend enough time with your friends and family? If the answer’s no, put a few more hours aside each week to see the ones you love. Of course, your diary might already be full to the brim, but try to free up an evening to have tea with your Mom or play golf with your Dad – they are sure to appreciate it. If you can’t pop by for any reason, pick up the phone and let them know you care. A good chinwag doesn’t take much effort and can help keep you in the loop.
Make some home improvements
If you have wanted to make some home improvements for a while now, 2013 is a great year to start. Set yourself some manageable goals and apply for a low interest credit card to help you fund your projects. By doing this, you will be able to pay the money you borrow back over a longer period of time and have the financial flexibility to revamp your living environment. Wouldn’t it be great to look back at the end of next year and see what you have accomplished?
New Year’s resolutions are easy to make and just as easy to break, but with a little dedication they can give real structure to your life.