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Bye Bye Bank Of America

Karen · 3 Comments

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Yes, we did. I have wanted to fire them for over a year, ever since we tried to buy a cute as a button little house last year, and their mortgage loan rep asked me if I would be willing to pay MORE for a house in order to get it financed. Yes, you heard me right. He asked me to offer more for the house than it was on the market for because Bank of America doesn’t finance houses under $30,000.

That particular house was in good condition, on 2.5 acres, and the asking price for it was $29,000. It was appraised at $79,000, so in my way of thinking, the bank would have been financing a good deal. I just couldn’t believe my ears when he asked me to make an offer on it for $35,000 in order to get a loan from BOA. I told him NO WAY! And then I asked him “Isn’t that how the housing market got in the shape it’s in now?”

So, we just bided our time, and after we got our house financed through a different lender, we took steps to get to the point where we could fire them. We had been customers of that bank for more than 11 years, and have never ever bounced a check, or been late on a credit card payment with them, and had a pretty nice balance in our account. These days that means nothing to a bank, at least not one as big as Bank of America. So, as of this afternoon, we are no longer counted as one of their customers.

Our new bank isn’t a bank, but a credit union, and though we have only been customers there for a month or so, we are already treated better by them. So, take that, Bank of America!

 

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Comments

  1. Shelley says

    March 1, 2012 at 7:53 pm

    Funny (not the haha kind). My husband and I were just talking about the same thing tonight. I’ve been telling him for over a year to move his pay to either a credit union or our family owned bank in our home town up north. With the news that they’re planning to charge $5 per transaction may put his butt in gear, now.

    I hope more people will do the same and get their money out (while they still have some).

    Reply
  2. Liz says

    March 2, 2012 at 4:39 pm

    That is odd! We just moved our accounts over to a different bank as well and left Bank of America. They are getting to be too much with their fees and all sorts of other hidden things. It’s just terrible and we have been with them for about 7 years. I love our new bank now and I am so happy that we left as well!

    Reply
  3. Mary Beth Elderton says

    March 2, 2012 at 4:39 pm

    Good for you! We changed a couple of years ago. I wish everyone banking with these sharks would make the change.

    Reply

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