On The Road To Buying A House: Pre-Approval For A Mortgage Loan

Yesterday afternoon was consumed by finding, printing, and making copies of that list of paperwork the lender asked us for. It seemed to grow by leaps and bounds. And wasn’t I unpleasantly surprised, when I went looking for my 2010 Federal tax return. I had it prepared and ready to go last April, but when I dug it out of the file box, guess what? I NEVER MAILED IT IN! I got on the internet, thinking I could just do an e-file, only to find that the last day for e-filing a tax return was OCTOBER 19. Just to make sure I couldn’t e-file, I called a tax preparation company in town,and was told nope, too late.  I took it to the post office yesterday. Can’t wait to see what the penalty for that will be.

This morning, we got up early and drove to Carrollton, about 14 miles away, to go to the Social Security Administration. While I am a keeper of paper, I looked through all of the filing places in this dang trailer, and could not find the award letter from them. I found everything else from them, except the one piece of paper we needed. I THINK that what happened is that we got that letter about the same time that I was supposed to be mailing out the income taxes in April, but then we had to pack up and leave our camp host volunteer job early due the budget thing going on in Washington. That is the only explanation I can think of, and MAYBE we left before that form was received in the mail. Who knows?

Anyway, it was just a short drive to the Social Security Office in Carrollton. We got there and it was not crowded. Fabgrandpa walked, got a copy of his letter, and we were on our way in less than 10 minutes. We stopped off at the lender’s office on the way home and dropped off all the papers. Now we wait.